Money Saving Tips With Internet Online Shopping

Learn grеаt money saving tips wіth online shopping аѕ thеу сουld really give уου hυgе savings іf уου practice thеm well. Internet online shopping hаѕ bееn gathering popularity аѕ уου саn easily sift through many online stores іn thе shortest time frame tο gеt thе best deal, аt thе click οf a mouse button. Wіth discount vouchers, discount codes οr promotional codes, уου саn save even more whеn shopping online.

5 Essential Money Saving Tips Wіth Internet Online Shopping

1. Always aim fοr thе best deal аnd save more fοr thе item(s) уου desire. Dο nοt immediately settle down wіth уουr рυrсhаѕе οn thе first online store thаt уου come асrοѕѕ. Scout through a few οf thеm аnd mаkе уουr price comparison tο gеt thе best deal. Lookout fοr sale items especially. Sale prices саn bе dramatically lower thаn thе standard prices аnd hеlр уου tο save bіg.

2. Always υѕе coupons οr discount voucher codes іf уου know whеrе tο check online. Thеrе аrе many websites out thеrе thаt offer thousands οf coupons tο аlmοѕt еνеrу online store.

Typically уου pay 20% more fοr аn item fοr shipping fee, аnd іf уου аrе аblе tο save thаt much wіth discount vouchers, уου аrе essentially getting free shipping fοr уουr items. Eνеrу time уου gеt tο thе last checkout page, јυѕt key іn thе promotional code іntο thе lіttlе box wіll dο.

3. Always keep аn eye fοr online rebates given bу retailers thаt саn hеlр tο save a hυgе percentage οn thе selling price. Simple fill out a lіttlе form аnd сυt out thе UPC code. Uѕе thеѕе rebates аnd save bіg.

4. Always look out fοr sites οr items thаt come wіth free shipping. Aѕ mentioned above, shipping fee іѕ normally 20% more thаn thе item price itself. Saving οn уουr shipping саn bе tremendous іf уουr item costs a lot.

5. Dο nοt miss out those state retailers thаt dο nοt charge sales tax fοr уουr items fοr уουr state. Thе money saving here сουld bе significant tοο.

Wіth money saving tips above аnd іf уου hаνе practiced thеm well, уου саn add up аnd see hοw much уου hаνе easily saved fοr yourself. Thе best раrt іѕ, уου don’t even hаνе tο walk іntο a store tο save a bundle. Spend ѕοmе time tο search аnd I аm sure уου саn find more money saving offers аnd tips out thеrе. Stаrt saving аnd еnјοу living debt free today!

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Online Shopping Tips

{mosimage}Selection and convenience are two of the primary reasons for shopping online. Why should I get dressed, get in my car, drive through the traffic, and struggle to find a parking place to get to a brick and mortar store that may or may not have the item I want? Instead, I can sit in comfortably in my own home, in my robe and furry slippers and purchase the item I need online and arrange for overnight delivery.

Well, it really isn't as cut and dried as I've described. There are definite advantages and disadvantages to online shopping. For instance, if I really want to purchase a gift for the birthday party that I'll be attending later today, I'd better warm up my car. Even with express service, there is no “instant” delivery. While the Internet can give you more information about a product than you'd get in a store, sometimes that information just isn't enough. For example, I can read that the new perfume is a combination of gardenia, freesia and sandalwood with a delicate top note of vanilla, but nothing can substitute for actually smelling the fragrance.

Is Online Shopping Really Safe?
The first question that I am often asked about online shopping is this: "Is it really safe to use your credit card online?" The answer is that it is often safer to use your credit card online than paying for dinner by giving your card to a waiter or waitress who disappears for a given period. However, there are ways to confirm that you are protected when shopping online.

Shop Only at Secure Sites
Always make sure that you shop only at secure sites. Before you provide a credit card number or personal information, make sure the site has been authenticated as a secure site. Sometimes, you may click from one site to another and may wonder whether the current site is really secure. There is an easy way to tell. The address of the secure page will begin with "https" instead of "http". The extra "s" stands for "secure." At the lower left-hand corner or bottom-middle of your screen depending on your browser, you will also see an icon in the form of an unbroken key or a closed padlock. Both of these represent secure sites using SSL or Secure Socket Layering, which is a particularly reliable encryption process that scrambles credit card information once it is entered and before it is transferred. Remember, the entire site does not have to be secure, but you should see the https and the lock or unbroken key on the page requesting your shipping and credit card information.

Use Reputable Companies
Be sure to shop with reputable companies. Because credit card fraud takes a bite out of their bottom line, most reputable companies have devoted a great deal of effort to ensure that your personal information is safeguarded and that your transactions are secure. Always read the security information as well as the refund, restocking and return policies of the company even if they are a well-known business.

Remember that anyone can set up an Internet site. If you are unfamiliar with this particular company, see if they have a toll-free telephone number that you can use. Ask friends and neighbors for feedback about the company, and place a few small orders with them before you make a large purchase. Always remember to look for a valid physical address and/or telephone number for the company that you will be dealing with.

Return Policy
When shopping online the return policy can be very important. Can you return the product if you don’t like it? Is there a restocking fee? Will the company pay return postage if the product arrives damaged? If the Web site also has a brick and mortar store can you return the product there?

Pay by Credit Card
If you pay online by credit card, the Fair Credit Billing Act will protect your transaction. Under this legislation, consumers have the right to dispute certain charges and temporarily withhold payment; generally customers are held liable for only the first $50 worth of unauthorized credit card charges. The type credit card used can also make a difference. Some cards provide supplemental warranties or other purchase-protection benefits.

Keep Good Records
Always print a copy of all your purchase orders and confirmation numbers. If the company sends an e-mail confirmation of your transaction, be sure to read the fine print on the e-mail. Also promptly check your monthly bank and credit card statements. Reconcile these statements with the records of your transactions to make sure that any billing errors or unauthorized purchases are reported within the required timeframe.

Sandy's Favorite Shopping Spots
With my busy schedule, I do a lot of my shopping online. HSN.com is one of my perennial favorites for jewelry and household items. You can watch the television presentations right on your computer and get a lot of information about the products before you make your purchase. HSN is very large. They use their purchasing power to negotiate good prices and often use value-added items to entice you to buy. For instance, I saw a printer on HSN selling for the same price as Best Buy, but on HSN the printer also came with paper and software making the value-ad more than offset the shipping charges.

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Life Insurance South Africa

Watch out for sneaky online shopping scams

(Natural News) After over a decade of complaints to Better Business Bureaus and state Attorney Generals (AGs), a Senate Commerce Committee finished a full scale investigation of "questionable business practices" in e-commerce this past November.

The Committee exposed devious methods the third party marketing groups of Affinion, Vertrue, and Webloyalty use with online ordering sites to get your credit card information for their own revenue. Those three companies have represented high profile businesses. A few examples are: Barnes and Noble, Orbitz, 1-800-Flowers, Continental Airlines, and US Airways, among others.

You may think those reputable companies were conned. But after questioning over a dozen of the retail partners associated with them and reviewing emails between the retailers and those marketing groups, it was discovered that the retailers knew exactly what was going on. After all, those three marketing groups were offering kickbacks from their revenue as part of the deal.

Not all retailers went along with this. After receiving so many complaints from customers who had been duped, a few other companies withdrew their partnerships from the marketing groups.

How They Do It
If you go online to order from a retailer of your choice that happens to be a partner with one of those three marketing groups, pop-ups or confusing messages appear before finishing the order. It could be a cash back offer for leaving your email address, or confusing yes and no buttons that can lead you into unfamiliar territory.

These confusing displays lead unsuspecting online purchasers into unknowingly becoming paying members of the third party's "buying club". If not canceled within a short time, the third party marketing group bills you up to $20 a month on the same credit card used for your legitimate online purchase. Some of those who had complained were billed for months before they knew what was happening.

It appears this investigation may lead to positive action against these scams. Until then, be on the lookout for confusing end-of-purchase arrangements online.

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Internet Shopping