Is your insurance company honest with you?

Life insurance South Africa is a great thing to have, however one must do your research to find out what is needed   from you to have the insurance plan. Many insurance companies aren't transparent with their requirement...Frank.Net however is. Quite a refreshing thing for companies. Well done Frank.Net

This is currently on their website:

Before applying for Life Cover from FRANK.NET, there are a few things to keep in mind.

Acknowledgement and understanding of the following obligations can help you avoid confusion and uncertainty in the long run, so read through them carefully before taking action.

Determining premiums – Your monthly Life Cover premium is determined by a number of factors, including personal details such as type of employment, lifestyle choices and medical history.

Notifying FRANK.NET of lifestyle choice changes – We need to be notified if you change occupation, start or stop smoking, or start or stop any high-risk sport, hobby or pastime. After being alerted of any of these changes, FRANK.NET may need to amend your premiums or payout. It's important to keep in mind that if you don't let us know about these changes, your future claims may be affected or even denied.

Claim payouts – FRANK.NET wants to ensure that when you claim, we pay. In order to do this, you should avoid deliberately injuring yourself or making yourself ill, and you should always seek and adhere to professional medical advice when you require it.

HIV testing – FRANK.NET requires the results of an up-to-date HIV (Human Immunodeficiency Virus) test from you. It should be sent to us within three months from the commencement of your Life Cover agreement.

Contact FRANK.NET on 0860 722 227 for answers to any questions regarding the above information, or to get a free Life Cover quote.

You definitely want to be part of a company that is completely transparent and honest with you. Frank.Net definitely is!

Eco-Friendly Accommodation - Durban Hotels

In today’s world there is an increasing awareness of climate change and people’s contribution to it, leading to a global effort to cut back on our carbon footprint and harmful environmental impact. By choosing to stay in an eco-friendly hotel, you can contribute towards a greener, more sustainable future, while enjoying luxurious, beautiful accommodation and a healthier lifestyle.

An eco-hotel is defined as a hotel or accommodation which prioritises implementing environmental improvements to its structure and the way that it operates, in order to decrease its carbon footprint and effect on the environment.

The environmentally friendly establishment encourages ‘green living’ by practising key lifestyle choices, such as using non-toxic cleaning agents, actively using renewable energy sources, using energy-saving lighting, serving organic and locally produced cuisine and collecting storm water for use around the establishment, etc.

Durban is one of South Africa’s most beautiful holiday destinations, renowned for its golden beaches, water sports, warm climate and gorgeous scenery. Luscious, vivid green sugar cane fields meander up the mountains and hills, while the pristine beaches stretch on for miles, under the sunny blue sky. This is a place where a considerable effort is being made to preserve the exquisite natural surroundings and there are numerous eco-friendly Durban hotels to choose from.

Karkloof Spa-Wellness and Wildlife Retreat hosts the most expansive eco-friendly spa in Africa and lies within a 3,500 hectare game reserve, boasting picturesque scenery. The area is home to a variety of terrains housing an abundance of wildlife, including buffalo, black and white rhino, hippo and wildlife. The 5-star boutique lodge incorporates 16 stylishly-appointed villas, while the spa offers 17 tranquil treatment rooms to choose from.

Local communities were employed in the lodge’s construction and the establishment was built using only natural, eco-friendly, locally produced materials, including quarried stone and non-toxic paint. Grey water is recycled through the wetlands, back into the eco-system and all the toilets have a dual flush system in place to save water. All the establishment’s products are bio-degradable and the abundance of indigenous trees shading the lodge helps to lessen the amount of energy used for air-conditioning.

Mackaya Bella Guest House boasts a superb indigenous garden offering a serene getaway from the hustle and bustle of the city. The spacious rooms are well-equipped and elegant, with décor which continues the delightful garden theme. Named after an indigenous shrub found in the wetter parts of Kwa-Zulu Natal, this is a guest house which prioritises environmentally responsible tourism. All organic and inorganic waste is recycled, while water is conserved and energy saving lighting and appliances are utilised.

Durban is a magnificent setting which plays host to a number of superior, eco-friendly establishments, which offer world-class facilities and luxury while also focusing on green living and supporting a sustainable future.

Original Source: The Green Life

Winter Road Tripping

Road tripping through South Africa during winter can be amazing. While the rain doesn’t always make for favourable conditions, the scenery is breathtaking as mountainsides are filled with waterfalls and grass plains are deep green and filled with life. However, while it may make for optimal sightseeing, driving in winter can be a difficult task and it’s important to consider a few things before embarking in your South Africa car rental with unlimited mileage.

It’s important to remember the rules of the road in unfavourable weather – something that should be done all year round. Pay special attention to speed limits and following distance. Often it may be difficult to see on a typical winter day and it’s important to drive with your headlights on and be on the constant look out for brake lights ahead of you. Ensure that you’re break lights are working before hitting the road – just one of the many checks you should carry out before leaving.

Ensure you can see optimally at all times. Replace your windscreen wipers before you leave if need be and top up the wiper fluid to make sure your vision really is crystal clear. Concentrate on the road ahead of you at all times and if you find yourself getting tired or your vision blurry then ask someone else to drive for a while.

It’s important to keep stimulated during a road trip, especially during winter. However, often the line between stimulated and distracted can be blurred when making use of long term car hire in Cape Town and surrounds. Ensure that there is a constant flow of music or a radio channel that you like – it’s especially useful to tune into a channel that provides up to date traffic reports.

Traffic during winter is particularly hectic and this is when having music in the background is useful. Avoid the traffic all together and pull over in a safe and preferably dry spot to enjoy the contents of that flask or to study the map for the duration of the journey. If you do plan to stop off on the side of the road then don’t stop on a shoulder, especially in bad weather. Ensure that your car is completely off the road and remember that a yellow line should only be used for emergencies.

When it’s cold we expend more energy and so do our cars which is why you need to keep supplies for both people and the car itself in the event of an emergency or just to hold both over on a long trip. At least if you make use of reputable car hire in South Africa you can rest assured that your car will be in good condition from the moment you embark on your winter road trip.

Original Source: I Need A Car

ISDA Master Agreements

Derivatives Documentation Limited was founded in 1996 to fill a gap in the UK market for a temporary service in OTC derivatives documentation negotiation. Since then DDL has also moved into negotiation of securities legal documentation and grown to serve banks, financial institutions and corporate clients in Europe and the Middle East through the core activities of Negotiation, Consultancy, Public Training, In-House Training, Online Training, Recruitment and Books.

In addition DDL also occasionally undertakes expert witness work relating to market practice in the field ofderivatives documentation.

Car insurance

I recently just purchased a new car and now need to take out car insurance. I have been dreading having to spend money on car insurance monthly as it is always so expensive.

I did some research and compared a few car insurance quotes and found that the best car insurance for me is Prime Meridian car insurance. It is cheap and affordable and offers you all the necessities needed.

I highly recommend Prime meridian to those of you who are looking for cheap affordable car insurance.

If you are interested please go to Prime Meridian

Ladies shoes

Grab the best IT Jobs in Durban with the best clothing for the interview have a look at these ladies shoes to finish off a great interview look. Rather be safe than sorry with the womans shoes because even though your feat are down low people tend to notice the entire outfit. Buy a new pair of shoes to finish off that the great look to ensure the job. Are you about to go on Maternity leave? Or are you pregnant but don’t have any maternity wear for your IT Job in Helderburg? Seriously have a look at those options for you to keep your look but still feel relaxed and comfortable!

Jobs and fashion part 2

If you are going for a Logitstics Job in Cape Town you need to have the perfect dress, and what better way that to buy a cocktail dress and formalize it with a neat jacket. Rather look good and make that first impression than not making the effort.

Another tip for those looking for entertainment jobs in Cape Flats I would suggest looking at the Pretty Dresses that Mr Price has on offer. There are some really stunning dresses that will wow the potential employer.